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[ocnblu]

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2015 Colorado Extended Cab, Long Box WT 4WD

Price$32,275*or

 

Finance estimate$319^bper month
for 72 months

Lease estimate$-16^cper month
for 24 months

5.9% APR for Well-Qualified Buyers. Amount Financed $19,275. $13,000 down payment. Finance Details

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Price

Please see your dealer for pricing.

 

MSRP¹ from $26,885 Destination Freight Charge $875 Options Rainforest Green Metallic $495 Jet Black/Dark Ash, Cloth seat trim $0 16" Ultra Silver metallic cast aluminum wheels $0 WT Convenience Package Remove $490 Work Truck Appearance Package Remove $435 3.6L DOHC V6 engine $1,235 6-speed automatic transmission Standard Automatic locking rear differential Remove $325 Trailering Equipment Remove $250 Tow/Haul Mode $0 AM/FM audio system with 4.2" diagonal color display and Chevrolet MyLink^®1 $275 OnStar^®1 with 4G LTE and available Wi-Fi $0 Front bucket seats Standard Remote Keyless Entry $0 16” spare tire $0 16" steel spare wheel $0 Wheel flares Remove $370 Spotter mirror $0 Outside power-adjustable, body-color mirrors $0 EZ-Lift and Lower Tailgate $0 Spray-on bed Liner, black $475 OnStar^®1 Directions & Connections^® plan for 6 months $0 Accessories Wheel House Liner Remove $165 Options and Accessories Total $4,515** Total MSRP $32,275 Price $32,275*

* MSRP less cash offers. Tax, title, license and dealer fees extra. . Not available with lease, special finance and some other offers. See participating dealer for details.

** MSRP excluding installation, taxes and wheel components (if applicable). Dealer prices may vary. Some accessories may require purchase of additional equipment and/or services. See your dealer for details.

^† MSRP excludes tax, title, license and dealer fees. See dealer for details.

bTax, title, dealer fees and optional equipment extra. Take new delivery by 12-01-2014. Residency restrictions apply. Not available with some other offers. Some customers will not qualify. See dealer for details. This is only an estimate based on information provided by you. Because we do not have information about you or your actual credit rating, your payments at the dealership may vary significantly. If you enter your own rate, it must be a rate that is not subsidized by GM.

[Drew Dowdell]

Not at that interest rate it's not. You can do much better if you finance elsewhere.

[Z-06]

5.9% APR and $13,000 down payment? Those are a lot.

[David]

Alaska USA is offering 3.75% on 72 months for auto loans. Awesome down payment, but Finance some place else as 5.9% is terrible.

[Drew Dowdell]

Digital Credit Union will give you 1.49% for up to 60 months if you direct deposit your payment to their checking account and pay from there. 1.9% if you don't do that.

[ocnblu]

HA, I didn't realize this even posted, I got that old "YOU cannot post this extension in this community" some such or other stuff, I don't even know.

 

From what I understand, credit unions have some advantages over banks.  Perhaps it is time to look into one.

 

Not sure which would be more advantageous, paying off the car and ordering the truck, or just giving a huge down payment when the truck comes, as stated in the link posted.

[Drew Dowdell]

Credit unions typically have lower rates.

[smk4565]

I work for a bank, 2.74% to 2.99% on new cars loans of 5 years is a good rate. I have seen dealers offering less than 2% in some cases. Assuming you have a decent credit score you should be able to find under 3% for a car loan.

[ocnblu]

Thanks for the info!  I finally got to drive a new Colorado today, a brown crewcab shortbed Z71 4X4.  It is so far and away better than any GM compact truck before it, at least as a new truck.  I absolutely loved it.  So now I am sending out "my" truck to a few local dealers for bidding.  First dealer I reached out to already sent me a bid of $31,682, v. an MSRP of $32,311 (wheel liners are a dealer-installed item, requiring a labor charge.)  I think I can do better.

[Z-06]

Are you going to keep your Beetle?

[ocnblu]

No, it will be for sale or trade.  Nothing at all wrong with it.