I didn't know what to expect with this one. Gee, some things never change.
I'll comment about the college thing. A couple of things: business is the major for the masses...unless it's specific, like accounting or IS or a niche like hotel management. Guilty as charged. It was what I majored in. One friend said that a lot of business majors don't know what they want to do, but don't want a liberal arts degree, so they land in the business school. Also, those who flunk out of the sciences or engineering go to business, not the other way around. So what happens later? The beautiful people, with their low GPAs, get a job in sales or financial services...because attractive people like to hire other attractive people. That's right. I know that some of the "way cool" full-of-$h! people in my class eclipsed me monetarily (and I graduated cum laude) because they became stockbrokers or sold real estate in SoCal at the right time. I wouldn't want my livelihood to be rooted in being glib and superficial.
My advice to anyone -- if you're going to bust your ass to get that high GPA to get to where you want to be, do it early on (in undergrad) because it will be behind you and you can then do what you want (doctor, lawyer, whatever). I went to grad school in a completely different field. The people I most admire are 2 that I know of that finished the business degree, did the coat-and-tie crap for a couple of years, did not like it, backed up to take the pre-reqs and are now doctors. Both of these people were really smart, but not really business types. They were smart enough to take a more "secure" path.
I seriously doubt that anyone who bartends (or who works in a casino or entertainment venue) has the discipline to sock away a lot of money for a great future. I may be wrong, but that's generally not the profile.