Jump to content
Create New...

Car insurance mystery..


Recommended Posts

Over the weekend, I logged into my State Farm account to pay my homeowners insurance...I saw the listing of my policies--my home owners insurance, 4 car policies..then I realized one of the car policies was for a 2005 Hyundai Santa Fe...which I don't own. Clicked on the details, and it's a policy for a guy in another town 50 miles away with the same first and last name, different middle initial. What a screwup. Called up my agent this morning, they were unaware of it but said they'd fix it..

I spent almost the last 5 years building insurance claims and policy software, so I'm amazed at how something like this could happen (if State Farm's data model is anything like what I worked with, people should not be linked to policies by name but by a unique identifier).

Link to comment
Share on other sites

That's pretty crazy..were you paying his policy too?

I actually know of a scam around here where they were trying to bill people with the same name with another car...A few people didn't even know it (didn't raise the insurance very much).

Depends on the Company too...I know LA Insurance can barely spell the names right... :rolleyes:

Link to comment
Share on other sites

That's pretty crazy..were you paying his policy too?

I actually know of a scam around here where they were trying to bill people with the same name with another car...A few people didn't even know it (didn't raise the insurance very much).

Depends on the Company too...I know LA Insurance can barely spell the names right... :rolleyes:

Nope, I haven't received his premiums...he's probably unaware of it also. Maybe I should change my first name to one of my middle names...my first name+last name is just too common.

Link to comment
Share on other sites

The insurance biz is an interesting animal... I worked for almost 5 years in a software company that built policy and claims management systems, primarily for state worker's compensation funds (which are primarily monopolies) and a little bit in the auto insurance space. It's a strange, complex business domain with mucho regulations and rules...

Link to comment
Share on other sites

Join the conversation

You are posting as a guest. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.



×
×
  • Create New...

Hey there, we noticed you're using an ad-blocker. We're a small site that is supported by ads or subscriptions. We rely on these to pay for server costs and vehicle reviews.  Please consider whitelisting us in your ad-blocker, or if you really like what you see, you can pick up one of our subscriptions for just $1.75 a month or $15 a year. It may not seem like a lot, but it goes a long way to help support real, honest content, that isn't generated by an AI bot.

See you out there.

Drew
Editor-in-Chief

Write what you are looking for and press enter or click the search icon to begin your search

Change privacy settings