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Showing content with the highest reputation on 08/14/2019 in all areas
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*steers the topic away from guns*5 points
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Prepare for the worst and if it doesn't happen you were at least afloat and have "extra" cash.4 points
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My new wheel barrel is on point with the blackout trim and wheel package fad seen on current utility vehicles...
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We've been trying to pay down our place pretty aggressively, but not easy when it has needed so much work (original cast iron main plumbing stack, pathetic galvanized original water supply line, knob and tube, some asbestos, covering dirt floor in crawl space so rats can not burrow in, 30 year old boiler died, original hardwood almost worn through, never mind more cosmetic stuff I've worked on) and we bought an investment property along the way.. Hoping we can have it done in 15 years max at which point I'm aiming to be ready to retire or do contracts once in a while.3 points
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I cut my 30-yr (actually 22-yr; a bi-weekly) to 11 years. Havent had a mortgage payment since 2004.3 points
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Making extra payments on a 30...3 points
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There's also the glut of used cars on the market at the moment. GM could bring the Cruze back in an instant. It's still in production in South America. Just load them on a boat and ship them north. Sonic and Spark are still in production for now. Sonic is not officially on the death list yet and its plant is not listed in the list of 5 plants that GM is closing.3 points
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Yeah, the older ZJ (93-98) and WJ (99-04) GCs had solid front axles. They went to IRS with the WK ('05-10). I've had both a WJ ('00) and now a WK2 ('14) and love them..... Wranglers are fun off road toys, wouldn't mind having one for the weekends, but no bueno as a daily driver, IMO. Though I have a few friends that daily Wrangler Unlimiteds and love them. I prefer the GC's refinement and creature comforts.3 points
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If you're at all inclined, this may also be a great time to refinance your house.3 points
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The slow down is coming. If China wants to get in an all out trade war and flood the market with some of the US treasury bonds they owe that can really throw gas on the fire.3 points
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An early 'donk'... heh-heh...3 points
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Ford and GM, the U.S.'s top two auto manufacturers are bracing themselves for the worst. They have been running economic modeling to determin the steps they would take given a medium or severe recession in the US and across global markets. General Motors has a stockpile of $18 billion in cash while Ford has $20 billion saved up. GM is relying on deferring non-essential capital expenditures and a shift in production to lower cost vehicles as part of its plan to save costs in the event of a a strong downturn. Ford says is is evaluating its future moves. Fears of a recession have plagued Wall St. most of 2019 while a trade war with China rages on. Higher costs of materials due to tariffs is adding to the pain of weak product demand in the U.S., China, and Europe. In Germany, Europe's biggest economy, growth shrank by 0.1 percent in Q2 2019 as trade conflicts and auto industry troubles weighed heavily on the economy. Both exports and lagging demand at home have put a strain on German automakers already looking to slash costs. Today, a strong signal that a recession is looming appeared as the 10-year treasury yield dropped below the 2-year treasury yield while do Dow Jones Industrial Average sank over 450 points. Related: Honda Slowing Production, Cutting Shifts Nissan Profit Plunges 99%; 12,500 Job Cuts Eminent Ford Europe Laying Off Another 12,000 Daimler Books First Quarterly Loss in Ten Years2 points -
No. Just no. “Convertible SUV” is an automotive oxymoron.2 points
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No, just an idiot. They were seized when he was arrested last year, but he may get them back after probation ends next year..but that's neither here nor there. Anyway, the automakers shift to CUVs and SUVs seems short sighted if a downturn is coming...smaller, cheaper cars seem more likely to sell in a down market...2 points
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Apparently Singapore officially entered recession yesterday. Germany technically did also, but at such a low rate, they're not calling it yet.2 points
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The catch is when do you know when it's the bottom.2 points
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The interest yield on the 10-year treasury note fell below the interest rate on the 2-year treasury note. This is called a yield inversion and when it happens it is a strong signal of a coming recession. The last time it happened was summer 2007. If you want to read more into it, there is a better explanation here: https://finance.yahoo.com/news/explainer-countdown-recession-inverted-yield-134605584.html2 points
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circa '71 Mustang hood scoops, looks pretty damned good ~
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trainz iz cool. ?
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Bet these women hate pumping their own gas.
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Convertibles have had a hard time selling in the USA for the better part of a decade. One more will not move the sales needle anytime soon.1 point
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Enough of the gun talk. I'll delete further posts of it. Spike is a relative term because the entire industry was in a massive contraction at the time. Smaller cars did well relative to bigger ones yes, but part of that was cash for clunkers.1 point
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I predict 1,000,000 sales year 1, because Crossover Convertible!1 point
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As one that has lived in the sun but after skin cancer and a rebuild of my nose, now uses hats heavily and prefers to stay out of the sun. Pass on this convertible.1 point
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Point of clarification: early mortgage payments on a 30-yr are typically 100% interest for the first year and a half or thereabouts. You pay it down faster the later in the schedule you are. Get an amortization schedule from your lender. That said I agree with the above - pay down debt whenever you are able.1 point
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I expect consolidation around the globe for all the auto makers as the recession takes hold.1 point
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Yeah, but you'll have all that extra equity even if you do move.1 point
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As somebody told me, if you in the beginning of the mortgage payment period, it is easier to make extra payments to pay it off faster when you can, than take a 15 year mortgage for a few extra points of percentage and to have much higher monthly payment. If something changes in your life, much easier to go back to a lower payment on 30 year mortgage.1 point
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Neat...kind of a budget Evoque cabriolet. Not sure how big the market for a crossover cabrio is... but, I like seeing offbeat stuff like this.1 point
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Almost completed my refinancing. The percentage might drop even more but I had to do it now.1 point
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I know several people with several hundred, and a few people with over a thousand.1 point
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I will second that... Getting reasonably close to paying mine off...1 point
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Those numbers don't seem right. Theres an estimated 400 million guns in the US. 4% of US population is 14,000,000, obviously a lot less once you eliminate minors.1 point
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My idiot brother had 45...1 point
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Does this picture signal the investment potential in Amazon? Watch Mad Money! He has for the last few weeks been talking about the impending recession / correction. He does talk about some real bargains and the potential consolidation in the auto industry.1 point
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Summer 2007... Not the greatest sign of things to come. Get ready to invest when things bottom out!1 point
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I recall reading turbo v6 rumours recently.1 point
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Hold on to your butts.... big signal that the recession is starting happened today.1 point
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Not sure which gen GC your son has but the current generation of the GC is leaps and bounds better than the older ones (especially the late 90s/early 00s models). The Wrangler just has never been my thing. I’ve driven three different generations and they all have one thing in common. They are absolute back breakers everywhere short of the smoothest asphalt.1 point
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I like all of the railroad stuff you've been posting lately @balthazar1 point
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This thing is just kind of killer...1 point
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I love how automakers solution to people moving from sedans to SUVs is to make sedans with sweeping roof lines and small trunks so you get less cargo space and less headroom, thus motivating people even more to look at an SUV rather than a sedan. This will be another turbo 4, front drive sedan, boring.1 point
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Expensive packages for a 25th anniversary edition.1 point
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